A Free Credit Report saved my life.

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I apologize, but today's post is going to be a bit personal.

I feel completely off. Something is wrong, and has been for so long I can't remember when something was right.

But I'm getting out of my funk. I was watching TiVo-less TV at a friend's place and, therefore, also watching commercials. Many of the ads were for different services that offered the same thing.

A Free Credit Report.

Yesterday I went to the advertised Web site the biking-rapping-slacker-pirate told me to. I used my Mac -- which very rarely is targeted by viruses and the like because e-malefactors can get a lot more malefaction done by going after Windows, which more than 90 percent of people use.

With my computer encrypting its contents on the fly from behind a firewall and my bank and credit card balances memorized from years of near-daily balance-checks, I entered all my personal data on a site I hadn't heard of until this week.

Soon I'll have a Free Credit Report, which can only be the very thing that has been missing from my life since the importance of getting one was made so clear by the incredible volume of commercials for one.

My life is about to change. And it only cost me $14.95.
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